Last updated: January 7, 2025
1. Acceptance of Terms
By accessing and using the Bitcoin Retirement Calculator ("the Service"), you accept and agree to be bound by the terms and provision of this agreement.
2. Description of Service
The Bitcoin Retirement Calculator is a free, web-based financial planning tool that helps users:
- Model retirement scenarios combining Bitcoin and traditional investments
- Project portfolio growth using various Bitcoin price models
- Calculate withdrawal strategies and timeline projections
- Visualize financial data through interactive charts and tables
3. Educational Purpose Only
IMPORTANT: This calculator is for educational and informational purposes only. It is NOT financial advice. The Service:
- Does not provide personalized financial, investment, or tax advice
- Should not be used as the sole basis for financial decisions
- Cannot guarantee the accuracy of projections or calculations
- Does not account for all possible market conditions or personal circumstances
4. No Warranties
The Service is provided "as is" without any warranties, expressed or implied. We do not warrant that:
- The Service will be uninterrupted or error-free
- Calculations will be accurate or suitable for your specific situation
- The Service will meet your particular requirements
- Any defects will be corrected
5. Limitation of Liability
Under no circumstances shall we be liable for any:
- Financial losses resulting from use of the calculator
- Investment decisions made based on the Service's output
- Indirect, incidental, or consequential damages
- Loss of profits, data, or business opportunities
6. Professional Advice Recommendation
We strongly recommend that you:
- Consult with qualified financial, tax, and legal professionals
- Conduct your own research before making financial decisions
- Consider multiple sources of information and tools
- Understand the risks associated with all investments, including Bitcoin
7. Accuracy and Data Sources
While we strive for accuracy, we cannot guarantee that:
- All calculations are error-free
- External data sources (like Bitcoin prices) are always accurate or current
- Market assumptions used in models will reflect future reality
- The Service accounts for all relevant factors in retirement planning
8. Prohibited Uses
You agree not to:
- Use the Service for any unlawful purpose
- Attempt to gain unauthorized access to our systems
- Distribute malware or harmful code through the Service
- Reverse engineer or attempt to extract source code
- Use the Service to provide financial advice to others without proper licensing
9. Intellectual Property
The Service and its original content, features, and functionality are owned by Bitcoin Retirement Calculator and are protected by international copyright, trademark, patent, trade secret, and other intellectual property laws.
10. External Links
Our Service may contain links to third-party websites or services. We are not responsible for the content, privacy policies, or practices of any third-party sites or services.
11. Privacy
Your privacy is important to us. Please review our Privacy Policy, which also governs your use of the Service, to understand our practices.
12. Changes to Terms
We reserve the right to modify or replace these Terms of Service at any time. If a revision is material, we will post the new terms on this page with an updated revision date.
13. Termination
We may terminate or suspend your access to the Service immediately, without prior notice or liability, for any reason whatsoever, including without limitation if you breach the Terms.
14. Governing Law
These Terms shall be interpreted and governed by the laws of the United States, without regard to conflict of law provisions.
15. Contact Information
If you have any questions about these Terms of Service, please contact us at:
- Twitter: @rautility
- Email: raul.vecchione@gmail.com
- Website: bitcoin-retirement-calculator.com
By using the Bitcoin Retirement Calculator, you acknowledge that you have read, understood, and agree to be bound by these Terms of Service.